Applying is quick and simple!

The best thing about the scheme is that all you need to do is register your interest. Our dedicated team here at Direct Savings will take care of everything else for you: from checking your eligibility to enrolling you in the scheme, to ensuring all your energy-efficient home improvements are carried out by qualified tradespeople and installers.

How is the government-backed ECO4 scheme achieving this, and do I qualify?

The scheme is helping low-income households and vulnerable individuals living in fuel-poor homes (bands F and G) to become more energy efficient. This can be done in a number of ways, for instance: installing roof insulation, repairing and improving central heating systems, installing electric storage heaters and fitting cavity wall insulation (all FREE of charge).

The benefit for you is the money you’ll save: month in, month out. Not to mention less pay-day stress and a huge boost to the warmth and comfort levels of your home.

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So where does Direct Savings fall into this?

We’re the ones who can get you started on your ECO4 grant journey AND see it through to completion right by your side. We will manage your journey from start to finish, working to provide the best options of funding available to create a more comfortable, energy-efficient home for you and your family.

Okay, so what’s the catch?

No catch. You just have to meet the government’s criteria as regards the type of benefits you receive. Are you a homeowner or private tenant? Are you in receipt of the qualifying benefits outlined below? There’s a good chance you’ll meet the criteria.

Even if you’re not sure whether or not you qualify, it’s worth your while checking with us! After all, it only takes up a moment of your time and you’ve absolutely nothing to lose.

What’s changed since ECO3?

There have been some changes in who can qualify under the new ECO4 rules, with disability benefits no longer making you eligible. Please check the new criteria below (and if in doubt, just ask):

ECO4 qualifying benefits:

  1. Child Tax Credits (CTC) – *some restrictions apply

  2. Income based Jobseekers Allowance (JSA)

  3. Income related Employment and Support Allowance (ESA)

  4. Pension Credit Guarantee Credit

  5. Universal Credit (UC)

  6. Warm Home Discount Scheme Rebate

  7. Working Tax Credit (WTC)

  8. Housing Benefit

  9. Pension Credit Saving Credit

No longer eligible:

  1. Armed Forces Independence Payment (AFIP)

  2. Attendance Allowance

  3. Carer's Allowance

  4. Constant Attendance Allowance

  5. Disability Living Allowance (DLA)

  6. Industrial Injuries Disablement Benefit (IIDB)

  7. Personal Independence Payment (PIP)

  8. Severe Disablement Allowance

  9. War Pensions Mobility Supplement (WPMS)


A member of our team would be happy to assist!